The Good Credit loan is one of the most popular personal and on-demand loans and has numerous advantages: In addition to free account management and attractive terms, up to USD 50,000 in loans are granted. Good Credit Bank credit is particularly recommended for employees and civil servants.
Good Credit Bank Germany is a subsidiary of the Dutch Good Credit Group, which was founded in Amsterdam in 1994. Today, the central bank in the Dutch capital is among the top 10 of all Dutch banks. There are now more than 200 subsidiaries and branches of this bank worldwide. Good Credit Bank mainly deals with international financing, but also overnight deposits, personal and call credits as well as time deposits are in its portfolio.
Good Credit Bank’s personal and on-demand loans
The private and on-demand credits of this bank are particularly popular with civil servants and employees because they are granted under the following conditions: First, the customer must be of legal age. Furthermore, permanent employment with the same employer must have existed for at least six months.
In addition, there should be no negative Credit Checker entry. The Good Credit Bank loan has the following advantages: On the one hand, the offer is free of charge, and on the other hand, the customer has the option of calculating the respective conditions with the help of a credit calculator before completing an application.
In addition, there are no account management or processing fees associated with this loan. If the bank makes a positive decision, the customer immediately receives an immediate acceptance.
If desired, there is also residual debt insurance, and it is also possible to replace an existing loan. Anyone who, as a satisfied customer, ultimately operates effective customer advertising will receive a 100 dollars bonus. Upon request, it is also possible to take out residual debt insurance for the Good Credit Bank credit.
The terms of the Good Credit Bank loan
With the Good Credit Bank loan (personal loan), customers can choose between 2,500 and 50,000 dollars as a loan. The terms vary between 12 and 84 months. Immediate repayments are possible. There are also fixed interest rates. The annual percentage rate is directly dependent on the creditworthiness, but regardless of the amount or the term. It is between 4.50% and 11.95%.
The borrowing rate pa is 4.41% to 11.34%. With a net loan amount of, for example, 10,000 dollars, around two-thirds of all customers receive an effective annual interest amount of 7.75%. The committed borrowing rate is 7.49%. The interest rate and the installment amount are guaranteed over the entire respective term.
The call credit is also called a framework credit
The special thing about this contract is that only a credit line is agreed upon the entry. The payment is then made as required. With this, sums between 2,500 and 25,000 dollars can be granted with unlimited terms. The interest is in the area of personal loans and is calculated on the sums applied for. Special repayments are also possible.
Both loan options can be applied quickly and easily online. All you need to do is fill out the appropriate form and send it to the bank.
After a credit and information check, the customer receives the commitment from the bank and the loan agreement documents. In addition, a copy of your passport or ID card is required, as are original proof of income, bank statements from the past five months and information about other income and expenses.
